Calhoun & Company Communications, LLC

THE FOLLOWING TERMS AND CONDITIONS GOVERN YOUR USE OF THE Calhoun & Schwartz Communcations INTERNET WEBSITE(S). YOUR USE OF OUR WEBSITE CONSTITUTES YOUR ACCEPTANCE OF THESE TERMS AND CONDITIONS. Calhoun & Schwartz Communcations These Internet websites present information and content that is the property of Calhoun & Schwartz Communcations and its subsidiaries and affiliates. When used in these Terms and Conditions, "we" and "our" mean Calhoun & Schwartz Communcations. Ownership and Use of Content All of the information and content on this website, including but not limited to all text, graphics, software applications, video and audio files and photos ("Content") is Calhoun & Schwartz Communcations property, or the property of our suppliers, and is protected by copyright under both United States and foreign laws, unless otherwise indicated. You may make and use printouts of the Content for your personal, non-commercial use only, provided that the printouts retain all copyright, trademark and other proprietary notices. The use of the Content on any other website or in a networked computer environment for any purpose, or any other republication or redistribution of the Content, including, without limitation, framing the Content within another website, is expressly prohibited without the prior written permission of Calhoun & Schwartz Communcations. Trademarks Calhoun & Schwartz Communcations is a service mark of Calhoun & Schwartz Communcations. Other proprietary marks of Calhoun & Schwartz Communcations may be designated as such from time to time on these sites through use of the SM or ® symbols. Except when included in any authorized printouts of the Content, you are not authorized to make any other use of Calhoun & Schwartz Communcations marks, including, but not limited to, as metatags or in any other fashion which may create a false or misleading impression of affiliation or sponsorship with or by Calhoun & Schwartz Communcations. E-Mail Certain portions of these websites may offer you the ability to e-mail a message to Calhoun & Schwartz Communcations. E-mail functionality, if any, is provided to you to facilitate communication between you and Calhoun & Schwartz Communcations. You agree, however, that you will not use e-mail to request, authorize or effect the purchase or sale of any securities or other product or service, to change your address or other account information, to change your User Codes, to transmit personal credit information (including credit card numbers), to send fund transfer instructions, or for any other financial transactions that require formal authorization in accordance with applicable law or policies and procedures of Calhoun & Schwartz Communcations. Any such requests, orders, or instructions that you send to Calhoun & Schwartz Communcations by e-mail will not be accepted or processed by Calhoun & Schwartz Communcations. Calhoun & Schwartz Communcations shall have no liability for any loss or damage that arises from unaccepted e-mail requests, orders or instructions. Moreover, Calhoun & Schwartz Communcations shall have no liability for any loss or damage that results from interception and/or unauthorized use by third parties of any information you send by e-mail. Children This website does not intend to market any of the products or services offer by Calhoun & Schwartz Communcations to children. Calhoun & Schwartz Communcations does not knowingly gather or solicit data from children through this website for marketing purposes. Hyperlinks From time to time, as a convenience for you, we may provide links to third party websites, or permit third parties to link to our websites. Links to or from a third party site, whether provided by Calhoun & Schwartz Communcations or not, do not imply any affiliation between Calhoun & Schwartz Communcations and the site owner, or an endorsement, approval, or verification by Calhoun & Schwartz Communcations of any content available on such third party sites. We do not review any of these third party sites and we are not responsible or liable for the accuracy or completeness of the content on any such third party sites. By providing access to other websites, Calhoun & Schwartz Communcations is not recommending the purchase or sale of products or services provided by the sponsoring organization of any linked site. Subject to the terms of applicable service or other agreements, we will remove any link from this website upon request from the owner of the linked site. Availability Not all of the products or services described on this website are available in all geographic areas of the United States. You may not be eligible for all of the described products or services and we reserve the right to determine the eligibility of any user for any product or service. The pages relating to each product or service may provide additional information on the availability of each product or service and may contain terms governing eligibility.